feat(matching): annuity-based fit-out cost in score + fix unapplied DQ/confidence modifiers

Mieterausbau / fit-out economics — surface true total cost of occupancy:
- Annuity calc (annuityFactor + effectiveAnnualBurdenPerSqm) replaces straight-line ÷5; FITOUT_ANNUITY_RATE=5%
- New hardFacts.fitOutByLandlord: "Wer baut aus?" toggle in NewListing — landlord-borne fit-out is priced into rent (no surcharge), tenant-borne SHELL/BASIC adds annuitized cost minus MAB
- scoreBudget now compares effective annual burden (rent + fit-out annuity) vs budget instead of cold rent only; FULL/PREMIUM and landlord-borne unchanged
- FitOutCostPanel + CompareTableBody compute annuitized, tenant-aware burden
- Central FIT_OUT_LABELS with industry/international vocabulary (Rohbau·Core&Shell, Edelrohbau·CAT A, etc.)
- Activate existing generateFitOutAdvice via useFitOutAdvice hook + new FitOutAdvicePanel (MIETERAUSBAU/BKZ/MAB-Amortisation + negotiation tip), shown for tenant-borne SHELL/BASIC
- MAB field only asked when tenant builds out (optional) — one new toggle, no extra data burden for property managers

Fix: DQ/confidence modifiers were computed but never applied to finalScore (hardcoded 0 in output) — now folded into rawFinal and exposed. Trust-first: weak data quality lowers the score. Resolves 3 pre-existing red tests.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

src/pages/supply/newListingMapper.ts

@@ -15,6 +15,7 @@ export function buildCreatePropertyInput(fields: {
   softLevels: Record<string, string>
   floor: string
   fitOut: string
+  fitOutByLandlord?: boolean
   parking: string
   ceilingHeight: string
   images: string[]
@@ -26,7 +27,7 @@ export function buildCreatePropertyInput(fields: {
   const {
     assetType, street, houseNumber, postalCode, city,
     areaSqm, rentPerSqm, availableFrom, description,
-    softLevels, floor, fitOut, parking, ceilingHeight, images, floorPlanUrl,
+    softLevels, floor, fitOut, fitOutByLandlord, parking, ceilingHeight, images, floorPlanUrl,
     mieterausbaubeitrag, isFlexible, minLettableSqm,
   } = fields
 
@@ -45,7 +46,9 @@ export function buildCreatePropertyInput(fields: {
   const hf = {
     floor:          floor ? parseInt(floor) : undefined,
     fitOut:         (fitOut || undefined) as 'SHELL' | 'BASIC' | 'FULL' | 'PREMIUM' | undefined,
-    mieterausbaubeitragPerSqm: mieterausbaubeitrag ? parseInt(mieterausbaubeitrag) : undefined,
+    fitOutByLandlord: fitOutByLandlord || undefined,
+    // MAB nur relevant, wenn der Mieter ausbaut — sonst nicht speichern
+    mieterausbaubeitragPerSqm: !fitOutByLandlord && mieterausbaubeitrag ? parseInt(mieterausbaubeitrag) : undefined,
     parking:        parking ? parseInt(parking) : undefined,
     ceilingHeightM: ceilingHeight ? parseFloat(ceilingHeight) : undefined,
   }